{"id":21865,"date":"2024-04-16T14:32:22","date_gmt":"2024-04-16T20:32:22","guid":{"rendered":"https:\/\/mexpatrealtors.com\/?p=21865"},"modified":"2024-04-16T17:56:57","modified_gmt":"2024-04-16T23:56:57","slug":"your-guide-to-mortgages-in-mexico-as-a-u-s-citizen","status":"publish","type":"post","link":"http:\/\/mexpatrealtors.com\/fr\/your-guide-to-mortgages-in-mexico-as-a-u-s-citizen\/","title":{"rendered":"Your Guide to Mortgages in Mexico as a U.S. Citizen"},"content":{"rendered":"<p><a>Vous r\u00eavez de poss\u00e9der un petit coin de paradis au Mexique ? Puerto Vallarta offre un paysage magnifique et de nombreux citoyens am\u00e9ricains et canadiens font de ce r\u00eave de poss\u00e9der une maison ou un appartement ici une r\u00e9alit\u00e9. <\/a><a href=\"https:\/\/mexpatrealtors.com\/fr\/\">Mexpat Realtor<\/a>s are experts when it comes to buying <a href=\"https:\/\/mexpatrealtors.com\/fr\/property-search\/\">Puerto Vallarta<\/a> real estate.<\/p>\n\n\n\n<p>Le march\u00e9 immobilier mexicain ne fonctionne pas de la m\u00eame mani\u00e8re que celui des \u00c9tats-Unis ou du Canada. Pour r\u00e9duire vos risques, il est conseill\u00e9 de vous faire repr\u00e9senter par un <a href=\"https:\/\/mexpatrealtors.com\/fr\/real-estate-services\/\">agent immobilier<\/a> hautement qualifi\u00e9, exp\u00e9riment\u00e9 et accr\u00e9dit\u00e9. Cela vous aidera lors de <a href=\"https:\/\/mexpatrealtors.com\/fr\/property-search\/\">buying a house for sale in Puerto Vallarta<\/a> or or buying a condo\u00a0 for sale in Puerto Vallarta facilitating a good experience navigating the quirky, non-compliant, misleading, or hidden surprises and scenarios that can be a huge risk to your financial investment. In most scenarios our services are at ZERO cost to you.<\/p>\n\n\n\n<p>Navigating the mortgage process in Mexico can be tricky. This guide simplifies things for you.<strong><\/strong><\/p>\n\n\n\n<p><a href=\"https:\/\/mexpatrealtors.com\/fr\/\">Mexpat Realtors in Puerto Vallarta,<\/a><strong> Mexico recently sat down with MOXI Mortgage Lender in Mexico to learn about their products, here is what we found.<\/strong><strong><\/strong><\/p>\n\n\n\n<p>We\u2019ll cover everything you need to know about financing your Mexican real estate purchase as a U.S. citizen. From understanding your options to navigating the application process, we\u2019ll equip you with the knowledge to secure your dream property in Mexico.<\/p>\n\n\n\n<p>Let\u2019s get started and turn your Mexican property dream into a reality!<\/p>\n\n\n\n<p><strong>Mexico: Your Dream Property Destination<\/strong><\/p>\n\n\n\n<p>Mexico beckons with a lifestyle unlike any other, attracting property buyers worldwide for its:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Beachfront Bliss:<\/strong> Picture waking up to the sound of waves and the sunrise over turquoise waters. Mexico\u2019s stunning coastlines, from the Caribbean gems of Cancun and Tulum to the Pacific paradises of Puerto Vallarta and Los Cabos, offer beachfront properties that redefine paradise living.<\/li>\n\n\n\n<li><strong>Retirement Haven:<\/strong> Escape the cold and embrace Mexico\u2019s warm climate and laid-back charm. The country boasts rich culture, friendly locals, and a slower pace, perfect for a fulfilling retirement. Whether you prefer the colonial beauty of San Miguel de Allende or the lakeside tranquility of Chapala, there\u2019s a perfect spot for every budget and preference.<\/li>\n\n\n\n<li><strong>Investment Potential:<\/strong> Mexico\u2019s booming tourism industry and growing economy make it a lucrative investment destination. The real estate market offers opportunities for capital appreciation and steady rental income, especially from vacation properties in popular tourist areas. Whether you seek affordable homes in bustling cities or luxury retreats in exclusive coastal locations, Mexico promises a promising investment future.<\/li>\n\n\n\n<li><strong>Immerse Yourself in Culture:<\/strong> Owning property in Mexico goes beyond bricks and mortar. It\u2019s a gateway to experiencing the country\u2019s vibrant culture firsthand. Immerse yourself in a rich tapestry of traditions, music, cuisine, and history reflected in its architecture and way of life.<\/li>\n\n\n\n<li><strong>Accessibility for U.S. Citizens:<\/strong> Mexico\u2019s proximity to the U.S. makes it an easily accessible option. Regular flights and the option to drive across the border create a convenient location for property ownership.<\/li>\n\n\n\n<li><strong>Affordable Lifestyle:<\/strong> Compared to many developed countries, the cost of living in Mexico is significantly lower. This affordability extends beyond property prices to everyday expenses, healthcare, and services, making it an attractive destination for expats and retirees seeking a comfortable life without breaking the bank.<\/li>\n<\/ul>\n\n\n\n<p>Investing in Mexican property offers a unique blend of lifestyle advantages and investment potential. However, navigating the legalities is crucial. MoXi\u00ae is here to guide you through the process, ensuring a smooth and successful journey towards owning your dream property in Mexico. Let us turn your vision into reality.<\/p>\n\n\n\n<p><strong>Navigating the Mexican Real Estate Market<\/strong><\/p>\n\n\n\n<p>Mexico\u2019s real estate market offers something for everyone, but understanding its dynamics is key to a successful purchase. Here\u2019s a quick breakdown:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Market Resilience:<\/strong> Despite global economic challenges, Mexico\u2019s real estate market has shown impressive resilience.<\/li>\n\n\n\n<li><strong>Affordable Homes:<\/strong> Cities like Guadalajara and Merida offer a lower cost of living and a mix of modern amenities and culture, attracting local and foreign buyers seeking affordability.<\/li>\n\n\n\n<li><strong>Luxury Market Boom:<\/strong> Luxury properties in Cancun, Los Cabos, and Puerto Vallarta are thriving, driven by international buyers seeking vacation homes or investment opportunities.<\/li>\n<\/ul>\n\n\n\n<p>Knowing these trends will help you:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Choose the right location:<\/strong>\u00a0Whether it\u2019s affordability in Merida or beachfront luxury in Cancun, Mexico caters to diverse preferences.<\/li>\n\n\n\n<li><strong>Time your investment:<\/strong>\u00a0Market trends can guide you on the best time to buy.<\/li>\n\n\n\n<li><strong>Negotiate effectively:<\/strong>\u00a0Understanding market value empowers you to negotiate a fair price.<\/li>\n<\/ul>\n\n\n\n<p>We\u2019ll dive deeper into the following sections, exploring popular investment areas, the role of real estate agents, and crucial factors to consider during the buying process. This knowledge will equip you to navigate the Mexican real estate market with confidence.<\/p>\n\n\n\n<p><strong>Finding Your Mexican Dream Home: Top Locations<\/strong><\/p>\n\n\n\n<p>Mexico boasts diverse locations to suit <a href=\"https:\/\/mexpatrealtors.com\/fr\/lifestyles\/\">every lifestyle<\/a>. From vibrant cities to tranquil beaches, here are some popular picks to jumpstart your search:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Cancun &amp; Riviera Maya:<\/strong> Paradise beckons with stunning beaches, turquoise waters, and exciting nightlife. This region offers a variety of properties, from luxurious villas to affordable condos, ideal for personal use or investment.<\/li>\n\n\n\n<li><strong>San Miguel de Allende:<\/strong> Immerse yourself in history and charm. This award-winning colonial town offers a vibrant art scene and a welcoming expat community. The real estate market caters to various preferences, with options ranging from cozy to grand.<\/li>\n\n\n\n<li><strong>Puerto Vallarta:<\/strong> Experience the magic of old-world Mexico with modern conveniences. Puerto Vallarta boasts breathtaking sunsets, friendly locals, and a diverse real estate market. Find your perfect fit, from affordable apartments to beachfront luxury homes.<\/li>\n\n\n\n<li><strong>Lake Chapala:<\/strong> Yearn for peace and tranquility? Look no further than Lake Chapala, home to Mexico\u2019s largest expat community. Enjoy a mild climate year-round and explore a variety of properties suited to your budget.<\/li>\n\n\n\n<li><strong>Los Cabos:<\/strong> Embrace luxury living on the Baja California Peninsula. Los Cabos is renowned for its world-class resorts, championship golf courses, and deep-sea fishing adventures. Invest in stunning oceanfront villas and condos, promising both enjoyment and returns.<\/li>\n\n\n\n<li><strong>Mexico City:<\/strong> Thrive in the heart of Mexico\u2019s vibrant capital. Experience a dynamic blend of culture, cuisine, and cosmopolitan living. The real estate market offers a variety, from historic homes in Coyoac\u00e1n to modern apartments in Polanco.<\/li>\n<\/ul>\n\n\n\n<p>Remember, each location has its unique charm and market dynamics. MoXi\u00ae recommends thorough research and visiting different areas to find your perfect match. Let us guide you through this exciting journey of discovering your dream property in Mexico!<\/p>\n\n\n\n<p><strong>Owning Property in Mexico\u2019s Restricted Zones: A Guide<\/strong><\/p>\n\n\n\n<p>Mexican law can seem complex, but with the right guidance, buying property in paradise is achievable. Let\u2019s address two key concepts for U.S. citizens: Restricted Zones and Fideicomisos (Trusts).<\/p>\n\n\n\n<p><strong>Restricted Zones Explained:<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Certain areas within 50 kilometers of the coast and 100 kilometers of land borders are considered Restricted Zones.<\/li>\n\n\n\n<li>While you can\u2019t directly own property here, there\u2019s a solution: Fideicomisos.<\/li>\n<\/ul>\n\n\n\n<p><strong>Fideicomisos: Your Pathway to Ownership<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>A Fideicomiso is a trust agreement with a Mexican bank. The bank holds the property title (like a trustee), but you enjoy all ownership rights \u2013 you can live in it, rent it, sell it, or inherit it.<\/li>\n<\/ul>\n\n\n\n<p><strong>Debunking the 99-Year Myth:<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>There\u2019s a misconception that Fideicomisos expire after 99 years. Not true! The trust is initially set up for 50 years, but it can be effortlessly renewed indefinitely, ensuring your property stays in the family for generations.<\/li>\n<\/ul>\n\n\n\n<p><strong>MoXi\u00ae Makes It Easy<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>MoXi\u00ae has extensive experience navigating Restricted Zones. They ensure your Fideicomiso is established correctly and secure your rights throughout the process.<\/li>\n\n\n\n<li>MoXi\u00ae acts as the initial beneficiary on the trust while your mortgage is active. Once the loan is paid off, they relinquish this role, granting you full control.<\/li>\n<\/ul>\n\n\n\n<p><strong>Peace of Mind Throughout Your Investment<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>MoXi\u00ae goes beyond the initial purchase. They collaborate with the bank managing your Fideicomiso to ensure smooth and timely renewals, safeguarding your investment for the long term.<\/li>\n<\/ul>\n\n\n\n<p><strong>Don\u2019t Let Legal Concerns Hold You Back<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>With MoXi\u00ae as your partner, navigating Mexican property laws becomes effortless. Contact them today to unlock the opportunity of owning property in Mexico\u2019s breathtaking Restricted Zones!<\/li>\n<\/ul>\n\n\n\n<p><strong>Your Dream Mexican Property: A Step-by-Step Guide with MoXi\u00ae<\/strong><\/p>\n\n\n\n<p>Owning a piece of paradise in Mexico is closer than you think! This guide simplifies the process, highlighting MoXi\u00ae\u2019s services to ensure a smooth journey:<\/p>\n\n\n\n<p><strong>1. Find Your Dream Property:<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Browse online listings for Mexico condos or villas, but consider partnering with a MoXi\u00ae-connected real estate agent for exclusive options and personalized service.<\/li>\n<\/ul>\n\n\n\n<p><strong>2. Pre-Qualify with MoXi\u00ae (Fast &amp; Easy):<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Get a quick (24-hour) pre-qualification to understand your borrowing power and budget for your property search.<\/li>\n<\/ul>\n\n\n\n<p><strong>3. Negotiate with Confidence:<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Leverage your agent\u2019s market expertise to secure a fair price. MoXi\u00ae can advise but won\u2019t participate directly in price negotiations.<\/li>\n<\/ul>\n\n\n\n<p><strong>4. Review the Buy\/Sell Agreement:<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Have your attorney review the agreement (convenio de compra\/venta) prepared by the seller\u2019s agent to ensure clarity and favorable terms.<\/li>\n<\/ul>\n\n\n\n<p><strong>5. Streamlined Mortgage Application:<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>MoXi\u00ae\u2019s secure and transparent process makes applying for a mortgage simple.<\/li>\n<\/ul>\n\n\n\n<p><strong>6. Get Mortgage Approval:<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>MoXi\u00ae keeps you informed throughout the process and celebrates your approval \u2013 you\u2019re getting closer to your dream home!<\/li>\n<\/ul>\n\n\n\n<p><strong>7. Trust Setup for Restricted Zones:<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>If your property is in a restricted zone (within 50 km of coast\/borders), a Fideicomiso (trust) is required. MoXi\u00ae\u2019s experience ensures a compliant and secure setup.<\/li>\n<\/ul>\n\n\n\n<p><strong>8. Closing with Confidence:<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>MoXi\u00ae\u2019s concierge-like service provides regular updates and thoughtful guidance throughout the closing process. Their Mortgage Advisors and Client Concierge teams are there to answer questions and ensure a smooth closing.<\/li>\n<\/ul>\n\n\n\n<p><strong>Remember:<\/strong> Partnering with MoXi\u00ae simplifies the journey. Their cross-border financing expertise and dedication to client success make them the ideal partner for owning property in Mexico. Visit the MoXi\u00ae blog for more real estate market insights!<\/p>\n\n\n\n<p><strong>Financing Your Mexican Dream: Options &amp; Why MoXi\u00ae Stands Out<\/strong><\/p>\n\n\n\n<p>Buying property in Mexico is exciting but financing it can seem daunting. This guide explores your options and highlights MoXi\u00ae\u2019s unique advantages for U.S. citizens:<\/p>\n\n\n\n<p><strong>Understanding Your Choices:<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Cash Purchase:<\/strong>\u00a0Straightforward but requires significant upfront capital.<\/li>\n\n\n\n<li><strong>Developer Financing:<\/strong>\u00a0Convenient but terms require careful scrutiny.<\/li>\n\n\n\n<li><strong>Mexican Bank Mortgages:<\/strong>\u00a0Can be an option, but research terms diligently as they vary across banks.<\/li>\n\n\n\n<li><strong>Cross-Border Mortgages (MoXi\u00ae\u2019s Specialty):<\/strong>\u00a0Gaining popularity due to transparency, security, and familiarity. MoXi\u00ae offers:\n<ul class=\"wp-block-list\">\n<li>Up to 30-year, fully amortized loans with no surprises (no balloon payments or hidden fees).<\/li>\n\n\n\n<li>Secure lending process that complies with regulations throughout your loan term.<\/li>\n\n\n\n<li>Origination and servicing in USD for your convenience.<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n\n\n\n<p><strong>Selling Your Current Home:<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Using proceeds from selling your existing home can be an option, but market conditions and timing can impact feasibility.<\/li>\n<\/ul>\n\n\n\n<p><strong>Why Choose MoXi\u00ae?<\/strong><\/p>\n\n\n\n<p>MoXi\u00ae was built on transparency, offering a secure path to property ownership or refinancing in Mexico for U.S. citizens. Here\u2019s what sets them apart:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Seamless &amp; Transparent Experience:<\/strong>\u00a0From pre-qualification to closing, MoXi\u00ae provides clear communication and keeps you updated throughout the process.<\/li>\n\n\n\n<li><strong>Expert Guidance:<\/strong>\u00a0Their Mortgage Advisors and Client Concierge teams answer your questions thoughtfully and ensure a smooth closing.<\/li>\n\n\n\n<li><strong>Familiar Process:<\/strong>\u00a0MoXi\u00ae streamlines the mortgage process, making it similar to what you\u2019d experience in the U.S.<\/li>\n<\/ul>\n\n\n\n<p><strong>Turning Your Dream into Reality:<\/strong><\/p>\n\n\n\n<p>MoXi\u00ae simplifies cross-border financing, making your Mexican property dream a reality. Whether buying or refinancing, MoXi\u00ae is your trusted partner, ensuring a secure and efficient journey towards owning your piece of paradise.<\/p>\n\n\n\n<p><strong>Expat Insights: Owning Property in Mexico<\/strong><\/p>\n\n\n\n<p>Mexico\u2019s vibrant culture and stunning landscapes beckon expats worldwide. Here are some key takeaways from experienced expats to ensure a smooth journey:<\/p>\n\n\n\n<p><strong>Finding the Perfect Property:<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Partner with a trustworthy real estate agent who understands the local market and caters to foreign buyers\u2019 needs. This is crucial for finding the right property and negotiating a fair deal.<\/li>\n<\/ul>\n\n\n\n<p><strong>Understanding the Process:<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Familiarize yourself with Mexico\u2019s legal system. This includes the role of a Notario Publico (real estate lawyer) and Fideicomisos (bank trusts) \u2013 especially if buying in restricted zones.<\/li>\n<\/ul>\n\n\n\n<p><strong>Embrace Patience:<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>The property buying process can be slower than in some countries. Rushing it can lead to costly mistakes. MoXi\u00ae can help you navigate this with financial expertise.<\/li>\n<\/ul>\n\n\n\n<p><strong>Bridging the Language Gap:<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>While many professionals speak English, some documents and processes might be in Spanish. Consider a translator or bilingual attorney for a seamless experience.<\/li>\n<\/ul>\n\n\n\n<p><strong>The Rewards Outweigh the Challenges:<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Owning a piece of paradise in Mexico, a country rich in history, culture, and natural beauty, is a dream for many.<\/li>\n<\/ul>\n\n\n\n<p><strong>Embrace Your Unique Journey:<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Every expat\u2019s experience is unique. Conduct thorough research, consult with professionals, and learn from others who have paved the way.<\/li>\n<\/ul>\n\n\n\n<p><strong>MoXi\u00ae \u2013 Your Partner in Paradise:<\/strong><\/p>\n\n\n\n<p>MoXi\u00ae understands the complexities of buying property abroad. We offer a comprehensive guide for U.S. citizens, covering market dynamics, legalities, financing options, and more. We highly recommend partnering with local professionals and approaching the process with patience. While language barriers are a potential hurdle, countless expats find the experience incredibly rewarding.<\/p>\n\n\n\n<p><strong>Let MoXi\u00ae be your guide to turning your Mexican property dream into a reality. With the right knowledge, your journey can be an outstanding success!<\/strong><\/p>\n\n\n\n<p>Written by Mexpat Realtors \u2013 March 28, 2024<\/p>\n\n\n\n<p><a>Pour les questions relatives \u00e0 <\/a><a href=\"https:\/\/mexpatrealtors.com\/fr\/property-search\/\">l'immobilier \u00e0 Puerto Vallarta<\/a>, <a href=\"https:\/\/mexpatrealtors.com\/fr\/property-search\/\">aux maisons \u00e0 vendre \u00e0 Puerto Vallarta<\/a>, <a href=\"https:\/\/mexpatrealtors.com\/fr\/property-search\/\">aux condos \u00e0 vendre \u00e0 Puerto Vallarta<\/a>, <a href=\"https:\/\/mexpatrealtors.com\/fr\/property-search\/\">\u00e0 Sayulita Real Estate<\/a>, <a href=\"https:\/\/mexpatrealtors.com\/fr\/property-search\/\">\u00e0 la Zona Romantica Puerto Vallarta<\/a> ou aux environs de <a href=\"https:\/\/mexpatrealtors.com\/fr\/bahia-de-banderas\/\">Bahia de Banderas<\/a>, <a href=\"https:\/\/mexpatrealtors.com\/fr\/property-management\/\">Property Management\u00a0 Puerto Vallarta<\/a>, ou <a href=\"https:\/\/mexpatrealtors.com\/fr\/rent\/\">aux locations \u00e0 Puerto Vallarta<\/a>,\u00a0 Mexpat Realtors est une excellente ressource.<\/p>\n\n\n\n<p>Appelez-nous ou contactez-nous en ligne sur <a href=\"https:\/\/mexpatrealtors.com\/fr\/\">www.mexpatrealtors.com<\/a><\/p>","protected":false},"excerpt":{"rendered":"<p>Dreaming of owning a slice of paradise in Mexico? Puerto Vallarta offers a beautiful landscape and many U.S. and Canadian citizens are making that dream of owning a house or condo here a reality. Mexpat Realtors are experts when it comes to buying Puerto Vallarta real estate. The Mexican real estate market does not function [&hellip;]<\/p>\n","protected":false},"author":2,"featured_media":21866,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"default","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","ast-disable-related-posts":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"set","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"footnotes":""},"categories":[46,52],"tags":[],"post_folder":[],"class_list":["post-21865","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-real-estate","category-reports"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.4 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Mexpat Realtors<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/mexpatrealtors.com\/fr\/your-guide-to-mortgages-in-mexico-as-a-u-s-citizen\/\" \/>\n<meta property=\"og:locale\" content=\"fr_FR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Your Guide to Mortgages in Mexico as a U.S. Citizen - Mexpat Realtors\" \/>\n<meta property=\"og:description\" content=\"Dreaming of owning a slice of paradise in Mexico? Puerto Vallarta offers a beautiful landscape and many U.S. and Canadian citizens are making that dream of owning a house or condo here a reality. Mexpat Realtors are experts when it comes to buying Puerto Vallarta real estate. 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